Stove-top Baked Beans

Ingredients

• 1 lb dry small white beans, such as cannellini or navy beans (or 3 15-ounce cans of white beans)
• 2 whole cloves
• 1 onion, peeled and halved lengthwise
• 2 garlic cloves, peeled and smashed
• 1 bay leaf
• 1 teaspoon salt
• 1/4 cup ketchup
• 1/4 cup molasses
• 3 tbsp apple cider vinegar
• 1½ teaspoons dry mustard powder
• ¼ teaspoon tabasco sauce (or cayenne pepper if you don't have tabasco)
• ¼ teaspoon freshly ground black pepper
• 1 slice raw thick-cut bacon
• 5 slices cooked thick-cut bacon, chopped
• ¼ red onion, finely chopped